Loan Programs
Match Your Goals and Needs
From the first-time homebuyer to the sophisticated investor, chances are we have a loan program to match your needs. In addition, a VITEK loan comes with our 'Peace of Mind Guarantee'.
While the mortgage industry continues to consolidate, VITEK is still able to offer you the widest possible selection of loan programs including:
- FHA
- VA and CalVET
- Conventional / Jumbo
- CalPERS
- CalSTRS
- USDA Rural Loans
- Reverse Mortgage
- And much more...
Although our most popular programs are the traditional FHA, VA, conventional, and jumbo (high balance) loans, there are many others that may also apply to you. These include specialized loan programs based on your type of employment (state workers, teachers, or armed forces), seniors age 62 or older, and many other specific factors. Plus, you may qualify for additional benefits such as down payment assistance (DAP’s) that may be currently available.
The categories on the right provide a good general overview of some of the specialized home loan options available. To help make it easy for you to compare the benefits of different programs, we can provide you a simple personalized website, customized with side-by-side loan comparisons specific to your goals and objectives. Your site will also include short movies to help answer many of your home loan questions. To see a sample customized website, click here.
For additional information on these and other options, talk with your loan consultant or contact us today.





