Need a Mortgage? Get pre-approved.

Probably the best advantage you can give yourself as a buyer. Learn the benefits of pre-approval before you make an offer.

We have a comprehensive selection.

We have the right loan for every situation. Our professionals will help you understand all the options for you to make the best decision. We have delegated “approval” authority with a multitude of lending sources to offer you a wide variety of options:

Property Types

The usual and the unusual

All Occupancy Types

Owner Occupied Residences
Second Homes
Investment 1-4 units

Adjustable Rate Mortgages

We have all shapes and sizes

Stated Income Documentation

Program enhancement that does not require you to document your income
Less paperwork for those who are self employed or have income that is unusual

Interest Only Payments

Lower payments to help you afford more home

100% Financing

Available with special programs

Government Loans

FHA 203-B, Secure, & Streamline K
VA
PERS
Cal FHA
Cal Vet

Second Mortgages

Up to 75% loan to value

Private Money Loans

For those with credit difficulties or extended terms

Reverse Mortgages

Seniors, learn how your home can pay YOU
Get ALL the information you need to make informed decisions about Reverse Mortgages HERE

VITEK is a local lender you can trust. For all of your financing needs, we have solutions for you! Learn more about us because you deserve the best. Get Pre-Approved HERE or call us today at (800) 570-5300.

Click Here To Apply Online

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